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Areas of Practice
Education
  • The University of Alabama School of Law, J.D., 1993, magna cum laude; Hugo L. Black Scholar
  • Baylor University, M.I.M., 1987
  • Auburn University, B.A., 1985
Bar Admissions
  • Alabama, 1993
professionalsBio
Eric Dyas
Special Counsel
254 State Street
Mobile, AL 36603
251.439.7510 tel
251.431.9406 fax


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Eric Dyas is a special counsel in the firm's Banking & Financial Services Practice Group. He practices primarily in the area of financial institution law and regulation, though his practice also extends to the areas of corporate and real estate law.

Mr. Dyas represents banks, thrifts, and their holding companies in a wide range of matters, including mergers and acquisitions, branch purchase and sale transactions, bank and thrift conversions, permissible activities and activity restrictions, regulatory capital requirements, branching, interstate expansion, affiliate transactions, insider lending, and going-private transactions. He also assists clients with de novo bank formation and problem bank issues, including the negotiation of and compliance with formal and informal enforcement actions; capital planning; prompt corrective action requirements; and asset quality, management, and liquidity deficiencies.

Mr. Dyas has practiced before various state bank regulatory agencies as well as the regional and national offices of the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the Office of Thrift Supervision (OTS).

Noteworthy

  • Listed in The Best Lawyers in America® 2010 (Copyright 2009 by Woodward/White, Inc., Aiken, SC) in the area of Corporate Governance and Compliance Law (listed annually since 2009)

Representative Matters

  • Chartered new banks
  • Handled the regulatory issues associated with a large number of bank, thrift, and holding company sales and acquisitions ranging from $50 million to $1 billion
  • Oversaw the conversion of a multi-billion-dollar state-chartered bank to a federal savings association, the conversion of a multi-billion-dollar state-chartered bank to a national bank, and the conversion of a multi-billion-dollar national bank to a state chartered bank
  • Negotiated numerous formal and informal enforcement actions on behalf of state-chartered and national banks, and assisted in related compliance efforts
  • Assisted numerous banks in achieving their interstate expansion objectives through charter acquisition

News

Presentations

Memberships

  • Alabama State Bar
  • American Bar Association

Languages

  • French