Jason Loring, a partner in Jones Walker LLP’s Atlanta office and co-leader of the firm’s privacy, data strategy, and artificial intelligence team, previously provided an overview of artificial intelligence (AI) considerations in banking during the Bankers Compliance Task Force third quarterly meeting and was requested to return for a deeper dive into AI implications for banking during the fourth-quarter meetings this November. Jason gave an update on the current state of AI regulation, highlighting that state regulation is accelerating while federal priorities focus on reducing potential barriers to technological advancement. More than 1,000 AI-related bills have been introduced in 2025 to date, signaling that the compliance landscape has shifted from a “wait and see” to an “act now” approach. More than 30 states have AI committees or task forces actively developing legislation, which means that multistate banks likely face a complex compliance matrix with different requirements for disclosures, bias testing, and impact assessments. Continue reading >