Ricky Fisch, a partner in the Corporate Practice Group, presented at the Pennsylvania Community Bankers 2022 Maximizing Mutuality Conference in Hershey, Pennsylvania on May 25, 2022. Ricky discussed merger transactions involving mutual banks, including a review of recent transactions involving mutual bank mergers with other mutual banks, with stock financial institutions and banks under a mutual holding company structure. He also discussed the opportunity for banks in the mutual holding company structure to increase capital through the issuance of subordinated debt securities.