Tom Walker, a partner and member of the Banking & Financial Services Industry Team in the Jackson office, authored the article “Stablecoin Yield Reform Raises Stakes For Community Banks,” published by Law360 on March 25, 2026. In the article, Tom discusses how federal legislation on stablecoins, a cryptocurrency designed to maintain a stable dollar-for-dollar value, could have a harmful impact on community banks. He explains why legislation is needed to limit interest-like rewards on stablecoins, thereby protecting local bank deposits and enabling banks to continue leveraging consumers’ funds to support lending to small businesses, farms, and communities across the country.