de Novo Banking

We have extensive experience in transactions involving the establishment of de novo banks, savings associations, bank holding companies, savings and loan holding companies, and investment banks. Our attorneys also advise clients on branch acquisitions and divestitures, charter conversions, transactions between banks and their affiliates, and regulatory filings required in connection with financial institution changes of control. In addition to advising on other de novo banking-related matters, our attorneys provide clients with guidance as to whether a new organization should be chartered as a national bank, a state bank, or a state or federal thrift; whether to form a holding company at the time of formation; and capital-formation initiatives.