Michael D.

Waters

Mike has practiced corporate and securities law, primarily in the financial institutions area, for more than 30 years. He routinely represents banks, bank holding companies, and other financial entities in acquisitions, capital raising transactions, SEC and shareholder issues, new bank formations, and board fiduciary duty issues. He has advised buyers and sellers in approximately 110 bank mergers and acquisitions, ranging from small community banks to the acquisition of a $34 billion holding company. Mike also advises banks regarding regulatory issues, examinations, compliance, and enforcement proceedings.

Since 1994, Mike has served as an adjunct professor of law at The University of Alabama School of Law, where he taught banking law for 20 years and currently teaches corporate mergers and acquisitions. He speaks frequently at seminars and has written numerous law review articles on banking and securities. He is the author of Proxy Regulation, published in 1992 by the Practising Law Institute.

Mike served as legal advisor to Governor Fob James of Alabama from January 1979 to July 1980.